«Unistream» money transfer

UNISTREAM – International money transfer system for physical persons. Coverage UNISTREAM system– more than 220 000 service points.

Profitable tariffs on the transactions from Russia to Armenia and vice versa.
•    Transactions up to 3 000 USD, EUR and 100 000 RUS RUB - 1,3 %;
•    Transactions more than 3 000 USD, EUR and 100 000 RUS RUB - 0,75 %.

If money transfer from Russia is realized in the national currency-AMD, tariff on the transaction is 0,35%. For transactions in AMD, the dispatch of transaction is realized in RUS RUB and payment – in AMD.

Valid tariffs conditions:
•    The transactions are realized from the service points of “UNISTREAM” CB and “UNIASTRUM BANK” in the Russian Federation.
•    Receipt on the transactions in the service points of “Unibank” CJSC in Armenia.

Attention! – From 1 September 2011 International money transfer system UNISTREAM reduced tariffs on the transactions from Armenia to Russia. Tariffs on the transactions for more than 3 000 USD/EUR and 100 000 RUS RUB is fixed 0,5%, if money transfer is directed to the service points of UNISTREAM Bank. Transactions up to 3 000 USD/EUR and 100 000 RUS RUB is realized on the tariff -1,3%.

Tariffs on the transactions between Armenia and CIS countries or abroad is from 0,75%, on the dependence of direction and amount of transaction.

Why is it favorable and comfortable to use Unistream system?

Transfer low cost – 0.35%
Simple procedure – it is not necessary to open a banking account for the sender and recipient. The transfer is processed by the servicing manager.
Speed – money can be received from 10-15 min after remittance. Deliver time on money transfer can be changed depended on the specificity of bank reciever, specific schedules of their work on the holidays and not-working days in the different countries of the world.
The recipient does not incur any expenses.

Additional services of Unistream system

Payments for imports
Utilities payments
Credit repayment
Banking account replenishment
Extendable deposits replenishment
Card account replenishment
Maikng Internet payments

The procedure of making money transfer via Unistream system

To make the remittance the sender should have at himself:

Sum of transfer
Commission for transfer
Passport

To make money transfer the customer should submit the passport or military card if the customer is in military service.

To annul the remittance an application from the sender is requested. The money is subject to receipt within 32 days. If upon execution of this period the receiver does not apply for the sum the transferred money is returned to the sender.

Any errors made during the transfer process are subject to correction within the following terms:

Change of addressee (only on the basis of the sender’s application) – within 10 minutes,
return of the sum (only on the basis of the sender’s application) – within 3 working days,

When performing any operation the customer is issued a receipt.

“Unibank” CJSC makes money transfers in USD, EUR, and RUB. The remitted sum is paid in AMD, USD, EUR, and RUB. In other countries remitted sum is paid according to the legislation of the given country.

Service points of Unistream system in Armenia and NKR

Barnches of Unibank	Adrresses
Head office	Yerevan, Charents 12, N 53, 1-5
«Amiryan» branch	Yerevan, Amiryan 12
«Avan» branch	Yerevan, Khudyakov 175/11
Yerevan, Margaryan 29/11
«Garegin Njdeh» branch	Yerevan, Garegin Njdeh 17
«David Bek» branch	Yerevan, Avetisyan 28/10
«Zvartnots» branch	Yerevan, Zvartnots international airport
«Zeytun» branch	Yerevan, David Anhaght 10
«Tamanyan» branch	Yerevan, Tamanyan 2a
«Kentron» branch	Yerevan, Abovyan 26
«Komitas» branch	Yerevan, Komitas 15/2,
«Kinonairi» branch	Yerevan, Mashtots 50
«Haghtanak» branch	Yerevan, Hanrapetutyan 39
«Malatia» branch	Yerevan, Sebastia 141
«Nor Norq» branch	Yerevan, Gay avenue 2
«Tahcir Kentron» branch	Yerevan, Khorenasti 33
«Teryan» branch	Yerevan, Teryan 105/1
«Opera» branch	Yerevan, Sayat Nova 1
«Abovyan» branch	Abovyan, Barekamutyun 3
«Ashtarak» branch	Ashtarak, V.Petrosyan 10
«Artik» branch	Artik, Abovyan 3/1
«Armavir» branch	Armavir, Hanrapetutyan 29/5
«Artashat» branch	Artashat, Ogostosi 23, N 19G.
«Alaverdi» branch	Alaverdi, Sayat Nova 3
«Gyumri» branch	Gyumri , Haghtanaki 1
«Gavar» branch	Gavar, G.Lusavorich 21
«Eghegnadzor» branch	Eghegnadzor, Narekatsu 1/1
«Echmiadzin» branch	Echmiadzin, Atarbekyan 8
«Ijevan» branch	Ijevan, Ankakhutyan 19
«Kapan» branch	Kapan, Tumanyan 3/1/1
«Hrazdan Kentron» branch	Hrazdan, Kentron A1
«Hrazdan» branch	Hrazdan, community Мicrodistrict, 4 street, N 8
«Martuni» branch	Martuni, Yerevanyan 50
«Sevan» branch	Sevan, Nairyan 163
«Vanadzor» branch	Vanadzor, Tumanyan 3
«Tashir» branch	Tashir, Kirov 210
«Stepanakert» branch	NKR, Stepanakert, Azatamartikneri 9

Countries of Unistream system

Country

Abkhazia

Argentina *

Armenia and NKR

Aruba *

Bangladesh **

Bahrain **

Belarus

Bulgaria

Bolivia *

Great Britain

Vietnam **

Hong Kong **

Greece

Georgia

Egypt **

Israel

India **

Spain

Yemen **

Kazakhstan

Cayman islands*

Qatar **

Kenya **

Cyprus

Kyrgyzstan

China **

South Korea **

Kuwait **

Latvia

Lithuania **

Moldova

Mongolia

Nepal **

New Zealand **

UАЕ

Pakistan **

Poland**

Russia

Rumania

Saudi Arabia **

Serbia**

Syria **

USA

Tadjikistan

Turkey**

Uzbekistan

Ukraine

the Philippines **

France

Czechia

Sri Lanka **

Estonia

*- The remittance is sent from this country to Armenia
**- The remittance is sent only from Armenia

For detailed information please visit www.unistream.ru

«Unistream ArCa» Card
“Unistream ArCa” plastic card is a card to commit cash transactions exclusively in ATMs or POS-terminals.
The interest rate of cash - 0%.

Updated: 30/12/11 15:32