U-Samsung


U- Samsung 

Purpose

Purchase of domestic appliances and mobile phones from the shops of . “Samsung”.

Requirements to borrower

1. Individual persons

2. Absence of negative credit history.

Credit amount

To 1 000 000 AMD

Credit currency

AMD

Credit period

24 months

Interest rate

18% annually

 Credit interest rate is calculated to the credit reduced reminder. There is not envisaged nominal interest rate by the Bank during the activity of credits contracts, if the borrower does not violate determined conditions of the contract.

Credit interest is computed on the basis of the nominal interest rate. The actual interest rate shows the cost of the credit in case of timely payment of interest and other fees. Please see the annual actual interest rate calculation formula here.

Prepayment

0%

Guarantee

-

Credit provision order

 Credit is provided cashless

Repayment order

Principal sum on monthly basis, in equal (annuity) installments. Monthly repayment of accounted interests. Pre-term repayment of the credit is allowed without any limits.

Opening and service of the card

Free

Cash-withdrawal commission

-

Penalties

0.5% of overdue amount on each delayed day

Required documents

- Application

- Passport

- Social card

- Reference from the employer about position and salary

- Inquiry to the credit bureau ACRA (Free)

- Preliminary account from the shop

- The documents of guarantor (by the requirement of the Bank).




Updated: 11/10/11 11:48
        
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