U-Samsung
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U- Samsung | |
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Purpose |
Purchase of domestic appliances and mobile phones from the shops of . “Samsung”. |
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Requirements to borrower |
1. Individual persons 2. Absence of negative credit history. |
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Credit amount |
To 1 000 000 AMD |
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Credit currency |
AMD |
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Credit period |
24 months |
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Interest rate |
18% annually |
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Credit interest rate is calculated to the credit reduced reminder. There is not envisaged nominal interest rate by the Bank during the activity of credits contracts, if the borrower does not violate determined conditions of the contract. Credit interest is computed on the basis of the nominal interest rate. The actual interest rate shows the cost of the credit in case of timely payment of interest and other fees. Please see the annual actual interest rate calculation formula here.
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Prepayment |
0% |
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Guarantee |
- |
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Credit provision order |
|
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Repayment order |
Principal sum on monthly basis, in equal (annuity) installments. Monthly repayment of accounted interests. Pre-term repayment of the credit is allowed without any limits. |
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Opening and service of the card |
Free |
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Cash-withdrawal commission |
- |
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Penalties |
0.5% of overdue amount on each delayed day |
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Required documents |
- Application - Passport - Social card - Reference from the employer about position and salary - Inquiry to the credit bureau ACRA (Free) - Preliminary account from the shop - The documents of guarantor (by the requirement of the Bank). |
Updated: 11/10/11 11:48


