Tariff rates of the Unibank
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THE TYPE OF BANKING OPERATION |
Tariffs / AMD | ||
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1. ACCOUNTS OPENING , SERVICING AND CLOSING | |||
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1. Account opening and servicing | |||
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1,1, Account opening | |||
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1.1.1. For physical persons and private entrepreneurs | |||
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Resident |
Free | ||
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Non-resident |
Free | ||
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1.1.2. For legal persons /One-time charged amount for each account/ | |||
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Resident |
Free | ||
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Non-resident |
150.000 | ||
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1,2 Account annual servicing by accounts | |||
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1.2.1. For physical persons and private entrepreneurs | |||
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Resident |
1000 | ||
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Non-resident |
5000 | ||
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Accounts being opened for periodical communal services payments |
Free | ||
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Accounts being opened for resident and non-resident time deposits clients |
1000 | ||
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1.2.2. For legal persons | |||
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Resident |
5.000 | ||
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Non-resident |
50000 | ||
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State Non-trading organizations /budgetary enterprises/ of RA |
Free | ||
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1.2.3 Clients individual accounts servicing |
Contractual | ||
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1.3. Account minimum remainder by client | |||
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For physical persons and private entrepreneurs |
2.000 | ||
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Accounts being opened for periodical communal payments |
Not fixed | ||
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For accounts of physical persons- term depositors |
Not fixed | ||
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For legal persons |
10.000 | ||
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State Non-trading organizations /budgetary enterprises/ of RA |
Not fixed | ||
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1.4. Submission of information /incl. VAT/ | |||
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Submission of information on account in Armenian, Russian and English |
2.000 | ||
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Submission of information on account for custom bodies |
3.000 | ||
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Submission of information about “Unistrream” money transfer system servicing | |||
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Up to one year |
2.000 | ||
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one year and more |
5.000 | ||
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Submission of information about term deposit accounts |
1.000 | ||
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Submission of information about term deposit account within the same day /urgent/ |
2.000 | ||
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Preparation and submission of auditing inquiry to the companies |
5.000 | ||
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Preparation and submission of auditing inquiry to the other banks |
Free | ||
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1.5. Submission of extract from account, excluding the case stipulated by the law when information is provided monthly for free /incl. VAT/ | |||
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For each operation |
Free | ||
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For each operation by fax |
1.000 | ||
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For each operation by e-mail /monthly/ |
2.000 | ||
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1.6. Submission of written information, copies of extracts and payment documents /incl. VAT/ | |||
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separate document |
1.000 | ||
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file (documents for certain period) |
5.000 | ||
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1.7. Submission of cheque-book /incl. VAT/ |
3.000 | ||
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1.7.1 Submission of cheque-book for one page /incl. VAT/ |
500 | ||
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1.8. Financial, investment and consulting service /incl. VAT/ |
Contractual | ||
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1.9. Installation, instruction and service of “Bank-Client” system /incl. VAT/ | |||
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For physical persons (in case of one secret key provision) /annual/ |
Free of charge | ||
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For legal persons (in case of maximum two secret key provision /annual/, and for private entrepreneurs (in case of one secret key provision) /annual/ |
Free of charge | ||
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1.9.1 New additional secret key provision in case of loss or damage |
7.000 | ||
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1.10. Account closing | |||
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For physical persons |
Free | ||
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Legal persons |
Free | ||
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1.11. SMS service about account flow and other information /monthly/ /incl. VAT/ |
Free of charge | ||
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1.12. Notification about periodical payment for communal services/monthly/ /including VAT/ | |||
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1.12.1. By sms or e-mail |
Free of charge | ||
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1.12.2. by telephone |
Free | ||
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1.13 Annual interest rate accounted on banking accounts for resident and non-resident physical persons | |||
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- AMD |
0.1% | ||
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- USD, EUR and other currency |
0.01% | ||
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1.14 Annual interest rate accounted on banking accounts for resident and non-resident legal persons and private entrepreneurs | |||
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- AMD |
0.5% | ||
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- USD, EUR and other currency |
0.01% | ||
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2. MONEY TRANSFER OPERATIONS | |||
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2.1. Between bank’s clients in any currency (intra-banking) |
Free | ||
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2.2. For the benefit of other banks’ clients in interbank AMD |
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2.2.1 From the client’s banking account according to the payment orders submitted and realized within one banking day till 15:00 and submitted payment orders from 16:00 up to 17:00 |
Free | ||
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2.2.2 From the client’s AMD account according to the payment orders submitted and realized within one banking day from 15:00 to 16:15 |
0.1 % min 500 max 3.000 | ||
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2.3. Transfer of AMD cash sums entered by physical persons without opening accounts | |||
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Up to 50.000 AMD |
100 | ||
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50.001 – 500.000 |
200 | ||
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500.001-1.000.000 |
500 | ||
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1.000.001 and more |
1.000 | ||
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Transfer of cash sums entered by state and local budgetary enterprises of RA irregardless of amount extent |
100 | ||
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2.4. Transfer in foreign currency (from the client’s USD and RUB account, by OUR version), if an operation is performed within two or more banking days | |||
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2.4.1. RUB equivalent up to 500 USD |
3.500 | ||
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2.4.2. RUB equivalent to 500.01-1 000 USD |
6.000 | ||
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2.4.3. RUB equivalent to 1000.01 and more USD |
0.125 % min 7.000 max 50.000 | ||
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2.4.4. Transfer in foreign currency ( from the client’s EUR account, by OUR version) | |||
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Up to 10.000.00 EUR |
7000 AMD | ||
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10.000.00 EUR and more |
0.125 % min 10.000.00 max 60.000.00 AMD | ||
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2.4.5. Transfer in foreign currency to I.R. Iran and |
0.2 % min 20.000 max 120.000 | ||
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2.4.6. Transfer in foreign currency (from the client’s GBP, CHF account) |
0.2 % min 15.000 max 60.000 | ||
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2.4.7. Transfer in other convertible currency |
Contractual | ||
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2.5. Transfer in foreign currency (from the client’s USD and RUB account, by OUR version) if an operation is performed within one banking day | |||
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2.5.1. RUB equivalent up to 500 USD |
4.000 | ||
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2.5.2. RUB equivalent to 500.01-1 000 USD |
7.000 | ||
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2.5.3. RUB equivalent to 1000.01 and more USD |
0.2 % min 8.000 max 50.000 | ||
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2.5.4. Transfer in foreign currency ( from the client’s EUR account, by OUR version) |
0.2 % min 13.000 max 60.000 | ||
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2.5.5. Transfer in foreign currency to I.R. Iran and |
0.2 % min 22.000 max 122.000 | ||
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2.5.6. Transfer in foreign currency (from the client’s GBP, CHF account, by OUR version) |
0.2 % min 16.000 max 60.000 | ||
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2.5.6. Transfer in other convertible currency |
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2.6. Changes and cancellation in the terms of money transfer according to the client’s written application | |||
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AMD |
0.2% min 200 max 5.000 | ||
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RUB |
5.000 | ||
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other currency till 60 days |
30.000 | ||
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other currency till 60 days and more |
50.000 | ||
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2.7. Refund of unascertained money |
Expenses of correspondent bank | ||
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2.8. Unistream – money transfer without account opening /annex 1/ |
According to the attached list | ||
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2.9 Transfer in foreign currency (from the client’s USD and EUR account, by BEN version), if an operation is performed within two or more banking days |
4.000 | ||
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2.10. Transfer in foreign currency (from the client’s USD and EUR account, by BEN version ), if an operation is performed within one banking day |
5.000 | ||
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2.11. Not providing the address of the receiver in the payment commissions of transactions in foreign currency by the client - complementary |
2.000 | ||
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2.12. Refund of transferred remitted in foreign currency to customer |
5.000+ expenses of correspondent bank | ||
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2.13. International transfers with commissions of correspondent banks |
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USD |
3.000 | ||
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EUR |
3.500 | ||
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2.14 Guaranteed transfers in USD |
0.125 % min 30.000 max 60.000 | ||
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3. CASH OPERATIONS | |||
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3.1. Submission of cash from cash account (in any currency) |
Free | ||
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3.2. Submission of cash from cash account (including credit sum and sum received within the frame of the credit line) | |||
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3.2.1. During the same banking day without preliminary application |
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From Interbank money transfer | |||
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Up to 2.000.000 AMD |
0.3% min. 300 AMD | ||
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USD equivalent up to 2.000.000 AMD |
0.5% min 300 AMD | ||
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USD equivalent up to 2.000.000.01 and more AMD |
1 % min 300 AMD | ||
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Other currency |
Contractual /at the current interest rate fixed by the Bank/ | ||
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From intra-bank (inter-branches) money transfer |
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AMD |
Free of charge | ||
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USD |
Free of charge | ||
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Other currency |
Free of charge | ||
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3.2.2. According to an application given until 15:00 of the previous day | |||
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AMD, |
0,3 % min 300 AMD | ||
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USD |
0,5 % min 300 AMD | ||
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Other currency |
Contractual /at the current interest rate fixed by the Bank/ | ||
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3.2.3. In case of cash writing-off of the made deposits, without preliminary application |
Fee | ||
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3.2.4. The writing-off of the sum received by “Unistream” money transfer system and entered To the client’s account in AMD, USD, EURO ¨ RUB currency |
Fee | ||
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3.2.5. State Non-trading organizations /budgetary enterprises/ of RA |
0.2% | ||
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3.2.6. Cash writing-off cash prepayment made for credit from seller account |
0.1 % min 300 AMD | ||
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3.3. Cash entry to the account | |||
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AMD, USD |
Fee | ||
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Other currency |
Contractual | ||
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The entry of the sums to the account received by “Unistream” money transfer system in Euro and RUB currency |
Fee | ||
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3.4. Bank-notes checking and packing |
0.2 % min 200 | ||
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3.5. Metal coins checking and packing | |||
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Up to 50 000 AMD |
500 | ||
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50 001-500 000 AMD |
3.000 | ||
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500 001 and more AMD |
9.000 | ||
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3.6. Changing shabby and damaged bank-notes | |||
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AMD |
Fee | ||
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USD and EUR |
3% min 300 AMD | ||
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Other currency |
Contractual | ||
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3.7. Submission of cash by POS-terminal | |||
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Cardholders of “Unibank” CJSC |
Contractual | ||
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Cardholders in other banks |
2% | ||
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4. GRANTING GUARANTEES | |||
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4.1. Granting banking guarantees /including VAT/ | |||
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4.1.1. on the security of financial means |
annually 3-6%, min 5.000 AMD | ||
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4.1.2. on the security of realty |
annually 6-12%, min 10.000 AMD | ||
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4.2. Changes of terms of guarantees /including VAT/ |
0.5% | ||
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International guarantees operations | |||
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4.3. Granting banking guarantees |
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On the security of financial means |
annually 1%, min 20.000 AMD | ||
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On the other security |
annually 3-6%, min 25.000 AMD | ||
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Changes of terms of guarantees |
20.000 AMD+ expenses of mediator bank and postal operation | ||
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Guarantee payment on request |
0.5%, min 50.000 AMD | ||
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Granting cross-guarantee by the third bank against the guarantee issued by the Bank |
Correspondent commission+commission of the third bank | ||
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Granting guarantee, provided by the third bank for client’s benefit | |||
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Straight guarantee/changes |
10.000 AMD | ||
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Payment on the guarantee |
20.000 AMD | ||
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5. LETTER OF CREDIT OPERATIONS | |||
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5.1. LC operations for a period of 90 days and up to 500.000 USD or equivalent sum /including VAT/ | |||
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Preliminary confirmation of LC |
30.000 AMD | ||
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LC opening |
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On the security of financial means |
0,1 % from the sum оf 20.000 AMD, at a time | ||
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Other guarantees |
0,1 % from the sum for each quarter, min 20.000 AMD (is charged at a time for the whole period) | ||
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Confirmation of LC |
0,15 % min 30.000 AMD max 150.000 AMD | ||
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Confirmation of LC via leading bank |
Contractual | ||
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Acceptance and examination of documents for LC |
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Without discrepancy |
25.000 AMD | ||
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With discrepancy |
35.000 AMD | ||
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5.2. Repayment of LC by submitting the documents or postponed payment date /including VAT/ | |||
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Changes on the terms of LC |
30.000 | ||
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Refund of LC |
30.000 | ||
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In case of secured LC |
0,1 % min 10.000 max 50.000 AMD | ||
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In case of non-secured LC (for each full or not full 30 days from the repayment day) |
0,25 % min 30.000 max 450.000 AMD | ||
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5.3. LC export operations /including VAT/ | |||
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Confirmation of LC |
30.000 AMD + expenses of mediator bank and postal operation | ||
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Acceptance and examination of documents for LC |
30.000 AMD + expenses of mediator bank and postal operation | ||
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Notification on LC (including on each change) |
10.000 AMD | ||
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LC transfer |
0,15 % min 35000 AMD | ||
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5.4 Purchase and sale service /LC/ /including VAT/ | |||
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Operation on purchase and sale realty |
0,15 % min 15000 AMD | ||
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Operation on purchase and sale property |
0, 20 % min 10000 AMD | ||
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6. OTHER BANKING SERVICING | |||
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6.1. Currency exchange |
Contractual /at the current interest rate fixed by the Bank / | ||
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6.2. In custody of documents and other values /incl. VAT/ |
For per day 500 | ||
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6.3. Purchase/sale of securities - GTB | |||
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Up to 100 mln. AMD |
0.04-0.05 % | ||
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Over 100 mln AMD |
0.03-0.04 % | ||
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Electronic depot for account transfer |
500 | ||
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Correspondent depot for account transfer |
1.500 | ||
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Other securities |
Contractual | ||
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6.4. For contracts to be concluded on condition that the bank is 3rd party or intermediary of the operation. |
Contractual | ||
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6.5. Submission of information over the telephone according to the client’s application /monthly/ /incl. VAT/ |
2.000 | ||
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6.6. Submission of copies of client’s legal documents in case of account closing /incl. VAT/ |
5.000 | ||
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6.7. Posting extracts and other documents concerning clients’ servicing /incl. VAT/ |
2000+ expenses of postal operation | ||
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6.8. Preparing payment orders by the client’s requirement /each/ /incl. VAT/ | |||
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6.8.1. for physical persons and private entrepreneurs at any currency |
free | ||
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6.8.2. for legal persons | |||
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AMD: | |||
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Up to 50.000 |
150 | ||
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50.001 – 500.000 |
200 | ||
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500.001 and more |
500 | ||
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At other currency |
500 | ||
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6.9. Nominal cheques servicing |
2% min 5.000 AMD + expenses of bank | ||
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6.10. Collection operations |
Contractual | ||
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7. LEASE OF DEPOSITARY CELLS /incl VAT/ | |||
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Lease period |
110x220x480 / mm / (small) |
200x220x480 / mm / (middle-sized) |
200x450x480 / mm / (large) |
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7 days |
4.500 |
6.000 |
9.000 |
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14 days |
6.000 |
9.000 |
10.000 |
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1 month |
10.000 |
15.000 |
20.000 |
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6 month |
20.000 |
25.000 |
30.000 |
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1 year |
30.000 |
37.500 |
45.000 |
All the types of commissions are imposed by Bank in AMD at the current interest rate fixed by the Central Bank.
** Fixed tariffs are valid also for the customers of “Bank-client” system.
Updated: 19/04/11 09:00
