Consumer credits
The main advantage of consumer credit is in the possibility to get the products for what You will have to accumulate for a long time.
The advantages of consumer credit are the following:
- prompt receipt of required amount
- money use at discretion
Unibank offers special consumer credits, which are provided for the realization of fixed purposes, and non-purpose ones, which might be expended on any consumer needs-renovation, medical treatment, purchases, services, term expenses and e.t.c.
- minimum requirements to the borrower
Mainly it is provided minimum package of documents for the consumer credit receipt: passport, social card and reference from the workplace.
Consumer credit on any needs
Credit is provided to the physical persons on any consumer needs on the following conditions: Credit sum- from 1 to 25 million AMD, credit period –up to 60 months, interest rate – from 18%-ов. As the pledge can be the real estate-apartment, private house or non-residential premise.
Credit U-Constant
Consumer credit for the employees of Institute of Higher education, health protection sphere and state institutions. Credit is provided on the following conditions- credit sum –up to 1 million AMD, credit period –up to 24 months, interest rate-20%. Bank does not require compulsory guarantee - pledge.
Credit U-Home
Consumer credit for the purchase of furniture, sanitary techniques or heating system. Credit sum is up to 1 million AMD, credit period – up to 24 months, interest rate-23% - annually, pre-payment – from 20%.
Credit U-Best Offer
Consumer credit to purchase a computer. Credit sum is up to 1 million AMD, credit period – up to 24 months, interest rate- 20% annually, pre-payment -0%.
Credit U-Nix
Consumer credit to purchase a computer from the store “Nix”. Credit sum is up to 1 million AMD, credit period – up to 24 months, interest rate- 18% annually, pre-payment -0%.
Credit U-Aray
Consumer credit to purchase techniques from the store net ARAY on the following conditions: Credit sum – up to 1 million AMD, credit period –up to 24 months, interest rate -20% annually. Pre-payment is from 0%.
Credit U-Samsung
Consumer credit to purchase household appliances and mobile phones in the “Samsung” store net”. Credit sum is up to 1 million AMD, credit period – up to 24 months, interest rate- 18% annually, pre-payment – 0%.
Credit U-Orange
Consumer credit to purchase mobile communication appliance from Orange Armenia company. Credit sum is up to 600.000 AMD, credit period – up to 24 months, interest rate-18% annually, pre-payment – 0%.
Credit U-MTS
Consumer credit to purchase а mobile phone from the company Viva-Cell. Credit sum is up to 300.000 AMD, credit period - up to 24 months, interest rate-18% annually, pre-payment - 0%.
Credit U-Klaik
Consumer credit to purchase the furniture in the salons KLAIK и M&S on the following conditions: credit sum – up to 1,5 million AMD, credit period – up to 24 months, interest rate- 20% annually, pre-payment – 10%.
Credit U-Casco
Consumer credit for CASCO insurance policy from “RESO” company. The credit sum is up to 600.000 AMD, credit period – 12 months, annual interest rate – from 20%, prepayment – 0%.
Credit U-Smile
Consumer credit for the payment of stomatological services Credit sum is up to 1 million AMD, credit period – up to 24 months, interest rate- 21% annually, pre-payment – 0%.
Credit UNI-Tourist
Consumer credit is for purchasing tour package. Credit is granted for the period up to 12 months at the annual interest of 20%.
Credit U-Fly
Consumer credit to purchase aeroplane tickets on the following conditions: credit sum is up to 300.000 AMD, credit period – up to 24 months, interest rate- 24% annually, pre-payment – 0-30%.
Credit U-Student+
Consumer credit for the training payment. Credit sum forms up to 1 million AMD, credit period – up to 12 months, interest rate - 20% annually.
Credit calculator
Updated: 12/01/12 09:26
